AI agent
A system that can pursue a bounded goal by selecting actions and using approved tools under defined controls.
Related knowledgeTECHNOLOGY GLOSSARY
Precise language for difficult systems.
Plain-language definitions for architecture, AI, banking platforms, product engineering, startups, and digital communities.
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API
A defined contract through which software capabilities or data can be requested.
Related knowledgeBusiness capability
What an organization must be able to do to achieve an outcome, independent of a specific system.
Related knowledgeGuardrail
A technical or operational limit intended to keep system behavior within an approved boundary.
Related knowledgeHuman in the loop
A workflow in which a person reviews, approves, corrects, or handles selected system decisions.
Related knowledgeLedger
An authoritative record of postings and balances governed by consistency and reconciliation rules.
This term may require specialist interpretation in a regulated or project-specific context.Related knowledgeLegacy system
A system whose structure, knowledge, or operating constraints make valuable change disproportionately difficult or risky.
Related knowledgeModular architecture
An architecture that separates responsibilities behind explicit boundaries so components can evolve with controlled impact.
Related knowledgeMVP
The smallest credible product used to test an important product or business assumption.
Related knowledgeObservability
The ability to understand internal system behavior from traces, metrics, logs, and other evidence.
Related knowledgeOn-premises AI
AI capability operated within infrastructure controlled by the organization or its designated environment.
This term may require specialist interpretation in a regulated or project-specific context.Related knowledgeOpen banking
A governed ecosystem for authorized access to banking data or capabilities through secure digital interfaces.
This term may require specialist interpretation in a regulated or project-specific context.Related knowledgeProduct discovery
Structured work to understand users, problems, evidence, constraints, and product opportunities before major build commitment.
Related knowledgeProgressive replacement
Moving capabilities and responsibility from an existing system to a new one in controlled stages.
Related knowledgeRAG
A pattern that supplies a generative model with retrieved, relevant context before it produces an answer.
Related knowledgeReconciliation
The process of comparing records or results to detect and resolve inconsistencies.
Related knowledgeSocial graph
A representation of people, entities, and the relationships that connect them inside a platform.
Related knowledgeStrangler pattern
A modernization pattern that introduces new capabilities around an existing system and progressively shifts responsibility.
Related knowledgeTrust and safety
Product, policy, operations, and engineering practices used to support healthy participation and address harm.
Related knowledge